Property Development Finance
Finance That Fits the Project & its People.
At MVC, we specialise in providing development finance for small to mid-sized residential schemes across England & Wales. Our approach is selective, efficient, and tailored, focused on supporting experienced developers with clear plans, sound costings, and a track record of delivery.
We don’t operate on volume. Every loan is considered on its own merits, structured to suit the project, and managed from end to end by the same small, expert team. That means fast decisions, fewer hurdles, and aligned outcomes.
How We Help
Tailored Finance for Projects with Different Shapes, Sizes & Stages.
MVC’s core offering: development loans designed for proven professionals delivering small to mid-sized residential schemes. With funding up to £4.5 million and gearing up to 85% of project costs, MVC provides dependable, flexible capital — and a team that stays involved from start to finish.
What sets MVC apart is not just the capital — it’s the way we deploy it. Every loan is built on thorough due diligence, realistic expectations, and a working relationship that continues throughout the lifecycle of the project. Developers work directly with our core team — not passed between departments — ensuring clarity, continuity, and fast, informed decision-making from day one to final repayment.
How We Work
We meet every developer we work with and visit each site to gain first-hand insight into the projects we support.
We lend to experienced property developers, secured primarily by first legal charges over property, debentures, and personal guarantees. We work closely with brokers and developers to originate, structure, and deliver competitive development finance.
Our highly experienced credit team takes a pragmatic and creative approach to structuring the right deal for the right project. We offer both senior and mezzanine finance to support refurbishment schemes and ground-up developments.
Our Loans
How Our Loans Work
MVC Development Finance provides structured funding for residential development projects, typically offering:
- Loan Size: £1m to £4.5m
- Up to 85% of total development cost
- Up to 65% of Gross Development Value (GDV)
- Loan Terms: 12–18 months
- Fast, transparent decision-making process
- Site locations within a single-day return travel radius
Each application is individually reviewed based on the developer’s track record, site viability, costings, and exit strategy. MVC retains a pragmatic, relationship-based approach, with flexibility for bridging, stretched senior finance, and mixed-use schemes where appropriate.
Example Loan
Facility
£1.8m (65% Loan to GDV)
Term
15 Months
Location
East Sussex
Project
Construction of 4 detached homes
Outcome
Substantially completed within 9 months; loan fully repaid through phased sales